- Global Mortgage Group
US Asset-Based Bridge Loans for High Net Worth Investors
Global Real Estate Financing for Foreign Nationals, Entrepreneurs, HNW and Private Investors
Featured In Leading Financial Publications
About GMG
Global Capital. Local Expertise. Certain Execution.
Global Mortgage Group (GMG) is a Singapore-based international real estate financing firm specializing in US asset-based bridge loans and super-jumbo mortgages for high net worth individuals and ultra-high-net-worth investors. Through a proprietary network of global capital partners, GMG delivers speed, discretion, and certainty of execution.
Our Services
US Mortgage Solutions for Expats
Purchase Loans
Buy primary homes, second homes, or US investment properties while living overseas.
Investment Property Loans
Build long-term wealth in US real estate using expat-friendly lending programs.
Refinance & Cash-Out
Lower your rate or access equity from existing US properties.
Foreign Income Mortgages
We understand foreign payslips, bonuses, contracts, and multi-currency income.
Why Choose Us
Created by Expats. Built for Expats.
US Expat Mortgages is powered by America Mortgages — a leader in specialized US mortgage lending.
We are not a traditional bank.
We are not guessing.
We are expat mortgage specialists who understand international lives, complex income, and global careers.
Just real answers and real solutions.
Our Story
About the Founders
Robert Chadwick
Co-Founder
Mortgage Banker & Entrepreneur
Donald Klip
Co-Founder
Investment Banker & Hedge Fund Manager
400+
Successfully closed US Expat mortgage transactions
Robert Chadwick and Donald Klip met in Singapore more than a decade ago. Robert, a mortgage banker and entrepreneur, had lived in Seoul, South Korea for 5 years prior to moving to Singapore. Donald, an investment banker, hedge fund manager, and entrepreneur, had lived in Hong Kong for 20 years.
They both quickly realized that amongst themselves and their friends, obtaining a US mortgage as a US Expat was extremely stressful, and in many cases impossible.
The challenges they faced:
- Foreign earned income
- Tax credits
- No W2
- Foreign bank account
- Foreign housing
That's when we set out on this journey.
We have transformed a once tedious and virtually impossible process to a successful, transparent, and straightforward way to qualify for US mortgages.
"Follow us on this journey to provide reliable, market rate options for people just like us — and you."
How It Works
A Simple, Expat-Friendly Process
Tell us where you live and how you earn
Share your situation with our expat specialists
We design the right mortgage strategy
Custom solutions for your unique circumstances
Get pre-qualified with clarity
Clear terms and transparent process
Close from abroad with expert guidance
We handle the complexity so you don't have to
Your Life Is Global.
Your Mortgage Should Be Too.
You didn't stop being American when you moved abroad.
You shouldn't lose access to US real estate because of it.
Whether you're buying, investing, or refinancing — U.S. Expat Mortgages makes U.S. homeownership possible again.
US Mortgage Loans for Expats Living Abroad
US Expat Mortgages helps US citizens living abroad secure US mortgage loans using foreign income. We specialize in expat and non-resident mortgage programs for Americans worldwide. Whether purchasing, refinancing, or investing, our lending solutions are designed to make qualifying for a US mortgage as seamless as if you were living and working in the United States.
Free Resource
The US Expat Mortgage Qualification Guide
A step-by-step guide showing how Americans living abroad qualify for US mortgage loans — even with foreign income.
Step-by-step qualification process
Foreign income documentation checklist
Common pitfalls to avoid
Start Your US Expat Mortgage Today
Stop wondering if you qualify.
Stop accepting "no" from banks that don't understand expats.
Get clarity. Get options. Get approved.
Get clarity on your options
Expert expat specialists
No obligation consultation
Homeownership Secured
For U.S. expats worldwide